Don’t Stress on The Job

Knowing what’s important is the first step to moving stress as an obstacle.

For most people their main stream of income, or their 40 hour a week job is not their passion. Some of us even went to school for a certain degree and never landed a job in that field. However, don’t let the “job” cause you to forget that this work may simply be a means to an end.

If your job is simply for a means of income that doesn’t mean you show up just to “get a check” so you perform the bare minimum. That sort of mentality can lead to a lack of productivity and demonstrates unprofessionalism. And you may ask, why should I be “all in” if this isn’t my career path?

Well No.1 it’s important to understand your job provides some kind of service to someone who may truly need what you offer. Even if it seem irrelevant or minute, someone may actually appreciate what you produce or provide.

No. 2 You never know who is watching. Someone may walk into your building with an opportunity that could maneuver you into the career path you are seeking or maybe a promotion is available that will provide a significant salary increase. If none of these happen, your posture alone will prove you as a person of character and earn you respect from other people.

Remember though, It is important to utilize your time outside of the job along with every dollar you can to do what you love to do even if you have to spend your first year(or more)simply volunteering. Not only will this give you a sense of joy but it will also help you discover your purpose while impacting the lives of others.

Sometimes you can only focus small amounts of time to the thing that matters most but consistency will eventually tip the scale allowing options to spend less time on the job and more time on your passion. I promise you, if you are willing to push past how you feel and give all you can to this life you have, your life will reward you back!

Be Encouraged

Aquila T Carmon

A Sense of Urgency; RIP Kobe Bryant

The thing that scares me the most at age 37 is to have to answer the question….”what have you done with your life?”

Many of us reflect and ponder about the purpose and reason we are living. Wasting life is never something intentionally done but if the truth is told many of us think we have plenty of time. In reality, time is more valuable than all the riches that exist in the earth and comes much less accessible than currency. We can’t invest to make more of it but we can invest to make better use of it.

I feel that even Methuselah in his 969 years of life may have been short lived. Comparing this to the 41 years of life God gave to Kobe Bryant, Kobe’s life is what my grandfather would have described as a “bubble on the water…..One moment it’s here and the next moment it’s gone”

One thing I learned from Kobe Bryant over the last couple of years watching his career from afar and paying close attention to his interviews and videos is that he was committed. He was one of the greatest because he left everything on the court. He was determined to be the first one to practice and the last one to leave because he understood that where ever we are is temporary and to be great in temporary moments would require giving everything you have IN those moments.

This is a wake up call to live life everyday with a sense of urgency. To understand and embrace the urgency and necessity to give all we have mentally, physically and spiritually to our God given purpose and to the ones we love. And every time we achieve a victory we ask…..”ok what’s next?”

There is no time to waste. Every second on the clock counts. We’re pressed with another reminder that a “new” year does not promise us A year.

My prayers and Condolences to The Family of Kobe Bryant, His daughter Gianna and to the families of all 9 lives lost on yesterday January 26th 2020.

Hope Builds Legacy but not without Action!

God Bless you,

Aquila T Carmon

5 Steps: Improve Your Credit and Money

First, Stop avoiding your credit report and the total amount of debt you have. “Hoping” financial situations eventually improve on their own is not helpful. There’s no such thing as waiting out bad credit, not even for that cursed 7-year mark for items to fall off of the credit file. There is action you take now to drastically improve your credit score within the next 30 to 90 days. Go ahead and pull your 3 major bureau credit reports free from annualcreditreport.com

 

Secondly, identify which items are working for, which items are impacting you negatively and which items could potentially work in your favor.

 

Maxed out credit cards currently hurting your score could help you by paying down those balances. Negative items may potentially be removed from your credit report by disputing them properly. Not by clicking a button on a website to dispute but writing the correct letters to the credit bureaus and following up promptly in 30 days.

 

Paying down debt will reduce your debt to income ratio. These things will expand your opportunities for home ownership, increase your score and allow you to get better rates on current bills such as life insurance.

 

*Side note: Seeing items removed from your credit doesn’t necessarily mean you don’t owe the debt, but it does mean that your credit score won’t have to suffer because of it.

 

Third, create a plan.  Establish a budget allocating funds to pay credit cards off and pay down debt. Utilize the debt snowball by vigorously working to pay off one bill. Then add that monthly payment to the monthly payment of the next bill you plan to pay off. Continue this process until you reach debt freedom. This may be the point where you realize It will be impactful to put something up for sale, cut any monthly bills you can cut and pick up some sort of part time business to increase your income.

 

Fourth, Boost your credit score. Sign up with a report my rent program if you are renting. Or if you don’t have credit, secured credit cards are great start for building credit if you have no credit or a low credit score. Just remember to be committed to discipline and wisdom once that little piece of plastic is in your hand.

 

Number Five here should probably be number one but prepare yourself mentally. Having a mountain of debt, a low credit score attached to financial aspirations begins with frustration.  But you are not in a situation that many people have found themselves out of.

 

Remember! You’ve Got THIS!header-improve-credit

What To Do When You’ve Lost a Fight

One thing I believe I inherited from my dad is this intense need for good guys to win in the movie. I mean INTENSE. When I was 12 years old, my brother and I went to see the movie Richie Rich, and when the bad guys were chasing after Richie, I remember my dad cheering and shouting in the movie theater for the demise of the bad guys! Man, my brother and I were so embarrassed. But he didn’t care. He wanted to see the good guy win.

It seems almost natural to see good overcome evil. We want to see the hero trample his opponent, walk away with the girl, receive applause from the whole city and fly off in the night waiting for the next bad guy to surface.

But….here’s me keeping it One Hundred with you! Even Superman got his A$$ kicked. I’ve been a superman fan since birth. And you have no idea how infuriated I was when they laid superman in that coffin after his death after a fight with Batman.

Truth is, I think the death of Superman is relatable for many men today. I’m talking about the men that wake up every morning. They go hard to build futures for themselves, build homes for their wives and to feed their kids. So many of us push when we tired, keep moving when we’re in pain. Men who are fathers, providers, givers and demonstrate this tenacity that will not allow us to quit even when circumstances have backed us up against walls and into corners.

There are men who can relate, who made wrong moves and wrong decisions and now have no idea how to bounce back, rebuild and regain their footing. But they have given so much for the sake of others. The sacrifices that some of these men out here make are far greater than some of our greatest superheroes make in movies.

No one knows that they are heroes but they are. Mental fights, Spiritual warfare, internal bouts, the fight to walk a steady path, the battle with believing in themselves, the pain that comes with losing love and those who were close. The battle with not being accepted because you aren’t like everyone else.

Now that I think about it, Superman may have been a white man on the screen but he represented for the Brothers! As a matter of fact, having Michael B Jordan be our black superman doesn’t even matter that much because I can look at many of the brothers I do life with everyday and see black superman’s all around me.

Shout out to two Superman’s we’ve lost very recently in the last week

(RIP Wendell Zeiglar & My Uncle RIP Rickey Dixon)Superman Coffin

What I’m saying is, you have to be prepared to take some losses. To win every fight is a fairy tale. To achieve every goal with having a journey full of setbacks is not the way life is set up.

Here are a few things to do when you lose a fight:

  1. Own the Loss – This allows evaluation of your actions during the fight to see where the weaknesses were in your strategy or your plan and how to eliminate mistakes.
  2. Deal with Your Emotions – It dangerous to suppress them. Recognize how you feel and refuse to allow your emotions to paralyze your passion. Emotions are necessary for evaluation and improvement in regard to how we see ourselves and how we see others. If God didn’t want us to use our emotions, we wouldn’t have them.
  3. Talk to someone who has been where you are trying to go because I will bet you, they have dealt with the same doubts of coming back from a loss.
  4. Don’t allow your loss to define you. It could have been a matter of a missed step in your planning, a skill you need fine tune, finding the right connection to network with and be your strength in an area. Imperfection is a matter of humanness not a matter of malfunction.
  5. Don’t Give up! Don’t give up on your dreams! Don’t give up on your plan! Don’t give up on yourself!

You have got to get back up! Too many people need you to stand up and move on because what you will accomplish will open up doors for many to follow. Your victory is in your ability to maintain Hope and move in Faith

Hope Builds Legacy,

Aquila T Carmon

The Fight is On(Money Matters)

So you’ve decide you’re getting your money together, improving your credit and getting your finances on track! You are SICK of being “broke, busted and disgusted”! What now?

You pick up extra shifts, work a second job! Try to increase your income and decrease your expenses.

But…..3 months later and you still need money at the end of the month. Let me tell you something… when you get in the boxing ring with Benjamin “the money game” Loot, you’d better know you’re getting in the ring with a knockout King.

Let me give you a few tips for the fight.

1. Tracking finances after you’ve spent them is an amazing way to see how you can spend more wisely. Setting a budget however will help guide you in wise spending because you see where the money NEEDS to go vs just where you WANTED it to go! These must be done in conjunction with one another.

2. You will get frustrated! Oh yes! Money is touchy and can easily reach our emotions. Especially when the budget tells you to rent a red box movie and grab a box of Orville Redenbacher instead of hanging out with the crowd of people that believe they have “money to waste”!

Facing how much debt you have, money conversations with your spouse and trying to figure out how to pay some things off is mentally draining but incredibly rewarding.

3. That being said, make a full commitment that you are going to change where you are financially, fully understanding that you will make mistakes along the way. Be patient with yourself understanding that reaching financial wellness is a process!

4. Celebrate every single win! Take a breather and reflect on each one. Then get started on the next win!

You got this!!

Aquila T Carmon

Can I Get a Witness

Matthew 10:32-42

1. Being an effective Witness first means we must Confess Jesus! Confession refers to Acknowledgement and Covenant. We aren’t just talking about Jesus in passing or by nonchalant mention of His Great name but to make it known that Jesus is a part of our lives. It is demonstration and expression of him in conversation and in action.  

I remember when I used to smoke and cuss but when my father came in the room people saw a different, better behaved me because my dad was present. So it is when Jesus is present in the heart and mind of a believer and not Jesus at certain times but at all times. We must acknowledge and present ourselves as His, as followers, as believers, as people who have been touched and changed by the grace of God. 

Jesus is teaching the disciples in Matthew 10 to “confess me before men” meaning in front of them, openly and without shame!  In other words…stand up for me and my name. We can not be intimidated by people who do not believe and refuse to follow Christ. 

God promises in turn that he will confess us before His Father. We would stand before God and Jesus will vouch for us. 

To be a witness you will have to confess Christ in front of the masses and never bow to someone else’s ideals about faith or the lack of faith. You must have an objective view of your faith meaning you can’t even be spinned around by the opinions of others or your own opinion or feelings at times but stand wholly on the truth of God’s Word. 

2. Your commitment to Christ must be greater than your commitment to the people you love.

One of the greatest tests of faith will be your willingness to follow Jesus even if it means being alone.  How much more do you desire to do God’s will than your desire to be in relationship with people? 

A commitment to Jesus requires you to let go of reputation, popularity and comfortability. It requires you to embrace discipline, rejection and sacrifice .  

-The ministry of Jesus began with 40 days of Jesus bringing his flesh into discipline.

– The ministry of Jesus endure Rejection of Jesus teaching and his claim to be the Son of God

-The ministry of Jesus and all that he did would have meant nothing had he not been willing to give up his life and his life become the atonement for our sins. 

Jesus said if you’re not ready to love me more than you love them or love me more than you love it then you are not worthy of me. 

3. Giving up who we think we should be for the sake of Jesus being the glory in our life is the way that we gain our life

It is a difficult task but one that takes a made up mind to put our own image or ourselves away and seek after who God has called us to be. The life of Jesus is a clear demonstration that our purpose can not be fulfilled without self-sacrifice. In all that we do, we must do it to the Glory of God and for no other reason. 

Are you a Witness? 

I’d love to chat with you about this. Leave a comment below and share this thought with somebody you know! 

Aquila T Carmon 

Short Distance Champion

One of the keys to success is successful planning and strategic goal setting. Jim Rohn, an American writer and successful entrepreneur, would teach people aspiring to succeed to plan your day, week, month and year.

This can be a challenge in our super busy lives but it truly is one of the challenges that gives us a leg up and positions us to reach our goals.

Why is that? Have you ever met an marksman that became an expert at firing his weapon without a target to aim at? Of Course not. Hitting the mark in everyday life is no different!

We have to work to become “Short Distance Champions” before we can ever achieve the Long distance goals. If you meet daily goals you can meet the weekly goals that align with those daily goals.

Today set your goals for the day and the week. Take the time this week to identify your goals for the month, then set them in three month increments until you’ve set them for the year.

A great thing to remember is that missed goals still stretched you to make progress especially if you have focused on Championing those short distance goals.

As always, Don’t you lose hope!

Aquila T Carmon